A friend of Richard's is something in banking (although I may have misheard Rich when he was telling me about him). Apparently, the nearest he has got to Hong Kong is the H in HSBC and the 'Hong Kong Delight' in Berkhamsted High Street, where he has freely admitted to a penchant for pork balls. Rich tells us his mate has been a bit peeved this week with all the big news centring around the other big banks around the world losing this, making provisions for that and setting aside billions for the other.